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CII Insurance law (IL) Exam Sample Questions (Q71-Q76):

NEW QUESTION # 71
Fred knew Susie wanted to sell her car. On behalf of Susie, Fred agreed the sale of the car to Tina for £5.000.
That evening, Susie ratified Fred's agreement with Tina The next day. Tina decided NOT to proceed with the purchase What is Susie's legal position in these circumstances?

Answer: A


NEW QUESTION # 72
Which of the following is not a typical requirement for the formation of an insurance contract?

Answer: B

Explanation:
The disclosure of a medical history
Explanation: While disclosure of material facts, such as medical history, is crucial under the principle of utmost good faith, it isnotarequirementfor the formation of an insurance contract. The core requirements are an offer, acceptance, and consideration (premium).


NEW QUESTION # 73
In tort law, when, if at all. is a minor legally responsible for his acts?

Answer: A

Explanation:
In tort law, minors (under the age of 18) may generally be held liable for their actions, but in certain situations, the court may consider the minor's age and maturity when determining responsibility. In some jurisdictions, the age of 14 is a key threshold for liability. However, it's important to note that this can vary depending on the specifics of the case and the jurisdiction.


NEW QUESTION # 74
At what stage is insurable interest required for a marine cargo insurance policy?

Answer: C


NEW QUESTION # 75
When a defendant deliberately destroys possessions belonging to someone else, he has committed the tort(s) of

Answer: A


NEW QUESTION # 76
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